770 South Post Oak Lane, Suite 620, Houston, Texas 77056
832-834-4656 832-834-4656

Texas Criminal Defense Lawyer Wayne Goralski

 An experienced criminal lawyer fighting for your rights

Credit Card Abuse

If you have been arrested and charged with Credit Card Abuse in Texas, you need an experienced criminal defense lawyer on your side. If you want justice, then you will have to fight for it and present your case in the best possible light. The other side wants to win, if you have been charged with a crime in Texas, you need an experienced criminal defense lawyer on your side.  Attorney Wayne Goralski  will fight to defend the rights of his clients. He has built his reputation on getting results. Call Wayne Goralski for a credit card abuse defense lawyer. As a criminal defense lawyer Wayne Goralski understands how to deconstruct a criminal case, and build your defense case,  so that you can assert the best criminal defense. He is intimately familiar with all facets of the Texas criminal justice system, and has the criminal defense knowledge and skill to make sure you understand your legal options and to guide you through the criminal legal process. Wayne Goralski has been a licensed Texas attorney for 18 years, since 1997.

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Attorney Wayne Roger Goralski is a Houston-based attorney, working as a criminal defense lawyer and handling civil litigation cases, has more than 27 years of experience as a former criminal justice professional with the Houston Police Department. Wayne has been trained and has handled Burglary and Theft Investigations as an police investigator for Houston Police Department. Wayne Goralski, served as the Administrative Lieutenant for the Burglary and Theft Division, the HPD’s largest investigative division, with  administrative and operational responsibilities for the division, including the review through the intake section of all arrests with holds for property crimes such as burglary, felony theft, misdemeanor theft, burglary of a motor vehicle, criminal mischief, financial crimes, forgery, insufficient funds, credit card fraud, and identity theft.  Wayne is now honorably retired and practicing law as the owner of his own law office. Wayne Goralski spent 10 years working the streets of Houston as a Supervisor and a Police Officer, and 17 additional years as a Squad and Division Commander. Wayne Goralski worked for several years as the Supervising Staff Attorney, in the Chief’s Command for the Chief of Police.

Based in Houston Criminal Attorney Wayne Goralski has handled cases for clients in numerous Texas Courts including the Harris County Civil, District and County Criminal, Family, and Juvenile Courts. Wayne Goralski has represented clients, all over Southeast Texas, including various related city courts, Houston, Pasadena, Baytown, Bellaire, Huntsville, League City, Missouri City, Pearland, Seabrook, Stafford, Sugarland, Tomball, and in the Woodlands.  If you need an experienced based in Houston criminal lawyer for credit card abuse, call Wayne now.

The list of crimes and variations that form the category known as Credit Card Abuse in Texas are found in Chapter 32. of the Texas Penal Code.  Based on the context, the situation, the characteristics of the act and property in question, the extent of the fraud or theft, the exact title of the criminal offense and penalties will vary. It is important to hire an experienced Texas or Houston Criminal Defense Lawyer who will examine and find each and every disputable element to the benefit of the defendant.

Sec. 32.31.  CREDIT CARD OR DEBIT CARD ABUSE.

(b)  A person commits an offense if:

(1)  with intent to obtain a benefit fraudulently, he presents or uses a credit card or debit card with knowledge that:

(A)  the card, whether or not expired, has not been issued to him and is not used with the effective consent of the cardholder; or

(B)  the card has expired or has been revoked or cancelled;

(2)  with intent to obtain a benefit, he uses a fictitious credit card or debit card or the pretended number or description of a fictitious card;

(3)  he receives a benefit that he knows has been obtained in violation of this section;

(4)  he steals a credit card or debit card or, with knowledge that it has been stolen, receives a credit card or debit card with intent to use it, to sell it, or to transfer it to a person other than the issuer or the cardholder;

(5)  he buys a credit card or debit card from a person who he knows is not the issuer;

(6)  not being the issuer, he sells a credit card or debit card;

(7)  he uses or induces the cardholder to use the cardholder’s credit card or debit card to obtain property or service for the actor’s benefit for which the cardholder is financially unable to pay;

(8)  not being the cardholder, and without the effective consent of the cardholder, he possesses a credit card or debit card with intent to use it;

(9)  he possesses two or more incomplete credit cards or debit cards that have not been issued to him with intent to complete them without the effective consent of the issuer.  For purposes of this subdivision, a card is incomplete if part of the matter that an issuer requires to appear on the card before it can be used, other than the signature of the cardholder, has not yet been stamped, embossed, imprinted, or written on it;

(10)  being authorized by an issuer to furnish goods or services on presentation of a credit card or debit card, he, with intent to defraud the issuer or the cardholder, furnishes goods or services on presentation of a credit card or debit card obtained or retained in violation of this section or a credit card or debit card that is forged, expired, or revoked; or

(11)  being authorized by an issuer to furnish goods or services on presentation of a credit card or debit card, he, with intent to defraud the issuer or a cardholder, fails to furnish goods or services that he represents in writing to the issuer that he has furnished.

(c)  It is presumed that a person who used a revoked, cancelled, or expired credit card or debit card had knowledge that the card had been revoked, cancelled, or expired if he had received notice of revocation, cancellation, or expiration from the issuer.  For purposes of this section, notice may be either notice given orally in person or by telephone, or in writing by mail or by telegram.  If written notice was sent by registered or certified mail with return receipt requested, or by telegram with report of delivery requested, addressed to the cardholder at the last address shown by the records of the issuer, it is presumed that the notice was received by the cardholder no later than five days after sent.

(d)  An offense under this section is a state jail felony, except that the offense is a felony of the third degree if it is shown on the trial of the offense that the offense was committed against an elderly individual as defined by Section 22.04.

 

Don’t delay. Contact the Law Office of Wayne Goralski today.    When you have been charged with a crime, choose a based in Houston criminal defense attorney with the experience and dedication to make a difference. Call 832-834-4656 or contact the office online to schedule your initial consultation regarding your criminal case. With offices conveniently located in Houston, Texas, Mr. Goralski is a Houston Criminal Defense Lawyer who stands ready to represent you in your criminal matter.

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